Find your best banking deal
Compare savings rates, home loans and credit cards across 121+ Australian institutions. See what you’ll actually earn — not just the headline rate.
Savings Accounts
Compare 949+ savings products. See your realistic interest — factoring in bonus conditions you can actually meet.
949+ productsHome Loans
Compare 1627+ home loan products. True cost calculator with offset, LMI, and comparison rate at your loan amount.
1627+ productsCredit Cards
Compare 203+ credit cards. Net annual cost calculator for transactors and revolvers.
203+ productsHow it works
Choose your product type
Savings accounts, home loans, or credit cards — each with purpose-built calculators.
Tell us about your situation
Your balance, deposit habits, or loan details. More detail = more accurate results. Zero input still works.
See factual results
Every product ranked by what matters: realistic interest earned, true loan cost, or net card cost. No recommendations — just maths.
71% of bonus savings accounts miss their bonus rate
The ACCC found that most Australians earn far less than the advertised rate on their savings. banking·saver calculates what you’ll actually earn based on your real banking habits — not just the headline number.
Source: ACCC Retail Deposits Inquiry, 2023
Also on banking·saver
This website provides factual information and mathematical calculations only. It does not provide financial product advice and has not taken into account your personal objectives, financial situation, or needs. You should consider whether the information is appropriate for you and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any financial decisions.